Hometown Insurance Partners
Hometown People, Hometown Values!

Business Owners Insurance

Protecting What You Do


Why do I Need Business Insurance?

The short answer is that it’s almost always a good idea. Commercial or Business Owners insurance means insurance that protects you from any unforeseen circumstances that could affect your business like theft, liability, property damage, and for coverage in the event of an interruption of business. It generally refers to the standard insurance for your equipment and office premises, and/or commercial general liability insurance for damage to a third party.

Do You

  • Own your own business?  Do you have all the right coverage's you need?

  • Do you work from your home?

  • Do you sell products on line, using E-bay, Amazon or Craigslist?  Are you covered for that?

We can help you find the best coverage options for your personal needs. We offer many options beyond standard coverage. If you need any help with the above questions - call us at 513-527-2200. Or view the FAQ’s below

Business Insurance FAQ’s

Question #1

I’m a Freelancer, do I need Business Insurance?

It’s probably a good idea for freelancers to purchase business insurance. As an independent contractor, you are in business for yourself. Because the people who hire you are your clients, their insurance probably won’t cover you. In fact, many client contracts require you to have your own insurance before you can begin work. Be sure to check your contracts so you know the exact status of your liability exposures and your insurance requirements. In addition to helping you meet contractual obligations, adequate business insurance sets you apart from other freelancers. It makes you look more professional, which can lead to more business opportunities.


Free Business Quote