Hometown Insurance Partners
Hometown People, Hometown Values!

Boat owners Insurance

Protecting Your Drift


Why do I Need Boat Owners Insurance?

A standard boat insurance policy can provide coverage for you and your boat should something unexpected happen. The policy can include coverage for damage to your boat or its equipment as well as injuries to people and damage to property or other boats. Boat insurance is specifically designed to protect your boat almost anywhere you go – over land, out in the water, and into storage.

We can help you find the best coverage options for your personal needs. We offer many options beyond standard coverage. If you need any help with the above questions - call us at 513-527-2200. Or view the FAQ’s below

Boat Owners Insurance FAQ’s

Question #1

Does My Homeowners Insurance offer boat protection?

Typically, homeowners policies provide minimal coverage — usually only for small boats like a canoe, or a small sail boat or power boat with less than 25 total horsepower. But the coverage is limited.

Question #2

Do I need insurance if my boat isn’t worth a lot?

The financial risk of being a boat owner doesn’t just include the cost of replacing or repairing your boat — there are potential medical bills if you, someone on your boat or another person is injured in an accident. And there are the potential costs of repairing another person’s property as well as other risks to consider.


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