Hometown Insurance Partners
Hometown People, Hometown Values!

Auto Insurance

Protecting your Drive

 
 

Why do I Need Auto Insurance?

In the State of Ohio, on every titled and tagged automobile you are required to carry a liability policy with minimum limits of no less than $25,000 per person, $50,000 per accident, and a $25,000 property damage limit.

In the State of Kentucky, on every titled and tagged automobile you are required to carry a liability policy with minimum limits of no less than $25,000 person, $50, 000 per accident, $10,000 property damage limit. You are also required to carry $10,000 of personal injury protection, due to Kentucky being a non fault state.

Are you

  • Storing a Car for the winter? Are you covered properly?

  • Carrying too much coverage on your older model vehicle?

  • Currently carrying both your auto and home with the same carrier?  Why not?

Do You

  • Have a young driver in the household?  Are they listed and rated properly?

  • Own any recreational vehicles (campers, motor home, motorcycle)?  Check out our pages for those.

  • Know you can save money with a higher deductible?

We can help you find the best coverage options for your personal needs If you need any help with the above questions - call us at 513-527-2200. Or view the FAQ’s below.

Hometown Insurance Partners continues to provide the exemplary customer service that was provided prior to its formation after the retirement of Tracy’s father. It was a natural process for Tawnia and Tracy to form their own agency and continue to provide professional insurance services.
Both Tawnia and Tracy respond promptly when I need to make a change to either my Home or Auto policy, and it is done correctly the first time.
I highly recommend giving them a call for your insurance needs.
— Tony L.

Auto Insurance FAQ’s

Question #1

What is an insurance deductible?

An insurance deductible is the amount of money you are required to pay after an accident before your insurance company pays the balance.

Question #2

If I’m driving someone else’s car and get in an accident, whose insurance do I use?

You will use their auto insurance. Any left over cost will be covered by your insurance

 
 
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